The Swedish Pension System

The Swedish pension system consists of several parts that go together to form the total pension.

Woman exiting a house.

On the website (My Pension) you can see an overall picture of your retirement savings with information from several different pension companies. On the website you can learn more about the Swedish pension system and collectively agreed pensions and insurance.

The Swedish pension system

The Swedish pension system comprises three parts:

  • National retirement pension - pension from the state
  • Occupational pension - pension from your employer
  • Private pension savings - voluntary private pension

Saving forms

For occupational and private pension plans you can choose the type of savings in which you want to place your money. AMF offers traditional pension plans and unit-linked pension plans.