Unit-linked pension plans
If you want to be involved and influence your opportunities for a higher pension a unit-linked pension plan is a good option.
If you want to be involved and influence your opportunities for a higher pension a unit-linked pension plan is a good option. This savings alternative has several advantages:
- You decide which funds you want to invest in and you can, free of charge, change funds at any time.
- You can easily follow how your pension savings are progressing when you log in to your own personal page.
- You can choose from a carefully selected range of funds with low fees suited to long-term savings.
- Unit-linked pension plans provide no base guarantee but on the other hand they provides you with the opportunity of higher returns. The performance of the funds steers the return and your savings can both appreciate and depreciate in value.
Benefits of our range of funds
At AMF we believe in active management. By going our own way and making our own judgments we believe we can achieve better returns than the market average over time. Our own actively managed funds have also some of the lowest fees in the market.
This is how it works
Once you have chosen to save in a unit-linked insurance pension plan with AMF, you can log in to your own personal page and choose funds. If you do not make a personal choice your savings will be invested in the AMF Generation Portfolio.
Change funds whenever you want
You can change funds within the rage we offer whenever you want without having to pay fees or taxes. The simplest way to do this is via your own personal page.
Our fees are amongst the lowest in the market for actively managed funds. This means that we can ensure that the funds are best placed to provide good long-term returns. The longer you save money, the greater the difference low fees make. Have a look and compare the various fees at The Swedish Consumers' Banking & Finance Bureau.
We secure your money as you approach your retirement
We have solutions that will help to safeguard your savings as you approach retirement age. We do this to reduce the risk of you being subject to a temporary dip in the stock market. This can be done via a one-off transfer to a traditional pension plan or via an automatic gradual transfer to savings with low risk.
Log in to view
When you save with us you will be given your own personal page where you can easily monitor your holdings, manage your fund business and follow how your savings are progressing.
Risks and opportunities of mutual funds
The fact that a fund has previously appreciated in value is no guarantee that is will continue to do so in the future. The returns on funds are influenced by developments in the stock and currency markets. Your funds can appreciate or depreciate in value. Consequently there is no guarantee that you will recover all your invested capital.